Comprehensive coverage for whatever comes.
Major medical is the real thing: year-round, renewable coverage for hospital stays, surgery, chronic conditions, and preventive care, with no dollar caps on essential benefits. Planman finds the plan that protects you without overpaying.
Who this is for
Anyone without employer coverage
Full protection for accidents, illness, and preventive care, the coverage everything else supplements.
People with ongoing conditions
Guaranteed-issue plans that cover pre-existing conditions from day one.
Families who want certainty
Known out-of-pocket maximums mean one bad year can’t become a financial disaster.
What Planman checks for you
Deductibles, coinsurance, and out-of-pocket maximums compared in real dollars
Network strength across your Florida county, not just the plan brochure
Prescription coverage tiers against your actual medications
How preventive care, specialists, and ER visits are actually covered
Whether you qualify for subsidized Marketplace pricing on the same coverage