Predictable payouts. No deductible math.
Fixed benefit plans pay you a set amount for covered events, a doctor visit, a hospital day, a surgery, regardless of the bill. Simple, budget-friendly, and useful as a supplement or a fallback when major medical is out of reach.
Who this is for
People priced out of major medical
When full coverage isn’t affordable, a fixed benefit plan beats going bare.
Supplementing a high deductible
Set cash payouts help cover the gap before your main plan kicks in.
Gig and hourly workers
Predictable premiums and predictable payouts, easy to budget on variable income.
What Planman checks for you
Exactly what each covered event pays, and how that compares to real-world bills
Where fixed benefit falls short of major medical, in plain English
Whether it works better as your supplement or your primary safety net
How it stacks with short-term or HSA strategies
Total monthly cost against the protection you’re actually getting
Find out if fixed benefit fits your situation.
No cost, no obligation, no jargon.
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