Cash protection when life hits hard.
These plans pay you directly, set cash amounts for a hospital stay, an accident, or a serious diagnosis like cancer, heart attack, or stroke. Money to cover deductibles, bills, or the mortgage while you focus on recovery.
Who this is for
High-deductible plan holders
A hospital payout covers the deductible your main plan makes you meet first.
Active families
Kids, sports, Florida roads, accident plans pay cash fast when the unexpected happens.
Anyone with family health history
Critical illness payouts give you options, treatment travel, time off work, second opinions.
What Planman checks for you
Exactly what each event pays, hospital day, ICU day, accident, diagnosis
How payouts stack on top of your existing health plan
Coverage for the conditions that matter most given your family history
Waiting periods and pre-existing condition rules, in plain English
Whether the premium makes sense against your real financial exposure