Ask The Planman

Everything you always wanted to know about health insurance, but were afraid to ask.

Plain-English answers to the questions people bring to Planman every week.

The Complete Guide to Health Insurance in Florida (2026)

Marketplace, Medicare, group, major medical, and everything in between, how Florida coverage really works in 2026, what it costs, and how to pick the right plan for your county, your doctors, and your budget.

July 2026 · 8 min read

Marketplace

ACA Open Enrollment in Florida: 2026 Dates, Deadlines & Deals

When Florida open enrollment starts and ends, what triggers a special enrollment period, and the subsidy changes that could cut your premium this year.

July 2026 · 6 min read

Medicare

Turning 65 in Florida: Your Medicare Enrollment Checklist

The 7-month window, the lifetime late penalties, and the Advantage vs. Supplement decision, everything Florida seniors need before their birthday.

June 2026 · 7 min read

deductible, copay, and coinsurance explained

Costs

Deductible, Copay, Coinsurance: The 3-Minute Translation

The plain-English glossary that makes every Florida plan comparison suddenly make sense, and the one number that matters more than your premium.

April 2026 · 3 min read

Costs

Health Insurance for Early Retirement in Florida

Four ways to bridge the gap to Medicare, and why COBRA is usually the most expensive of them.

August 2026 · 7 min read

Health Plans

Is My Doctor Covered? South Florida Network Guide

Three ways to check your doctor is covered before you buy, and what to do if they drop off mid-year.

August 2026 · 7 min read